Jeanean Gendron, Your Shasta County Real Estate Specialist: California: Redding

Redding Real Estate - Short Sale Agent - Lenders Primed for Short Sales in 2012 Short sales are a good option for homeowners struggling with unaffordable mortgage payments. In fact, lenders’ losses due to foreclosure are projected to increase at record rates in 2012, giving them more reason to pursue short sales. Lenders are projected to incur losses as severe as 85 percent in foreclosure! Meaning, after deducting the expense of the foreclosure process on a $100,000 loan, they may only get back $15,000!

It’s common sense that lenders will be looking toward the short sale solution. Even though they are accepting less than is owed on the property, they lose far less than in a foreclosure sale. It may be a surprise to many that lenders actually want to work out a solution that benefits all parties. Oftentimes, the lender is seen as the villain in the situation. I’ve found that the lenders want to avoid foreclosure just as much as homeowners. The free, downloadable report on this website talks more about working with your lender, and details all the foreclosure alternatives available to you.

Download the report and call me today; I can help you develop a plan to work with your lender and avoid foreclosure. Loan modification is an option for many and banks are increasingly willing to negotiate short sales. In many cases, they’re offering sizable financial incentives to help financially strapped homeowners to get a fresh start on their lives.

As real estate professional who has achieved the Certified Distressed Property Expert (CDPE) designation,

it is my mission to give homeowners the gift of a fresh start.

Contact me TODAY and let’s get started.

I am Jeanean Gendron, your Redding and Shasta County Specialist.

You can reach me at 530 276-7417. I answer my phone I hold the Certified Distressed Property Expert, CDPE and the Certified Investment Agent Specialist, CIAS designation. I have taken special training so that I may help my clients in all their Real Estate Investment needs.

Knowing the Alternatives to Foreclosure in this market is critical in helping my clients.

I am here to help.

I am HAFA Certified!

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What Is A CDPE? Certified Distressed Property Expert

The Certified Distressed Property Expert Designation (CDPE) is verification that a REALTOR® has taken the initiative to become an educated and prepared advocate on the behalf of a homeowner in distress. Earned by completing a comprehensive curriculum via the Distressed Property Institute, real estate agents with the CDPE designation are equipped with the expertise to help distressed property owners avoid foreclosure.

As a CDPE designated REALTOR®, I am committed to helping people who are facing foreclosure by finding the right solution for their individual needs and seeing the issue resolved. A portion of my CDPE designation course work involved short sales. Previously, short sales were a rarely accepted alternative by lenders, but in today's world they are increasingly becoming a viable option. Although more common in recent years, lender's still want the right deal with the right paperwork, and most real estate agents without the CDPE designation do not know the specifics. The CDPE course has taught me how to submit the proper documents to a variety of lenders as well as negotiation skills, allowing for quick resolve to a short sale. The education of a CDPE designated agent is continual, as CDPEs from across the county provide information to the Distressed Property Institute for a continual flow of new information to share with other CDPE designated agents.

The market is now offering First Time Home Buyers an opportunity to purchase their first home. With very good interest rates and loan programs that offer you several options to purchase this is a good time to learn about your options. The market adjustment has resulted in a more stable market. The lower price ranges are now offering new opportunity for First Time Home Buyers.

We specialize in helping you through the complex process of buying a home. It is very important that you learn and understand all of the aspects of buying your first home. It is best to start correctly and to prepare well. The things that will be needed are basic. You will need to have some money save and set aside to purchase. Even if you are using a no down payment program, there are still costs associated with the purchase. There are closing costs and moving costs. It is hopeful that the new home will not need repairs but repairs may be needed.

You will also need a good credit score and you will need to find a good loan officer to help you identify you comfort level with payments and price range. Just as we help you through the real estate portion of the process, your loan officer is just as critical in helping you and supporting you learn about your loan options and which loan will be best suited for you.

The FHA Loans are ideal for First Time Home Buyers and offer versatility that can accommodate buying foreclosure properties that need repair. We have Professional Loan Officers that we work with and can refer you to. Your time with your new Loan Officer results in your being pre-qualified to purchase your home. You will receive a pre-qualification letter that details the conditions of the loan you have qualified for. This is required before we can get serious about looking at listings and finding that home you want to make an offer on.

After we have your pre-qualification letter, we will begin by setting you up with your own MLS account. If you do not have a computer than we will meet regularly to go over listings and to set appointments. If you do have a computer, we can share in previewing and selecting homes to view together.

As we work togetherin viewing homes, we become familiar with the market and the market value of these listings. We now start to become familiar with a good value when we see it based on the criteria we have learned about the market and your needs. Once we find that special home that we want to own, we will guide your thorough the offer and negotiation process. We will be successful.

So start today and pick up the phone and call. We can help guide your through the process of busying your first home. Now is a good time to be looking and buying real estate. The market conditions are very good. We've all learned that owning a home is a privilege and we want to help you in that endeavor.

We specialize in helping First Time Home Buyers here in Redding and Shasta County, CA.

I am Jeanean Gendron, your Redding and Shasta County Specialist. You can reach me at 530 276-7417. I answer my phone I hold the Certified Investment Agent Specialist, CIAS designation. I have taken special training so that I may help my clients in all their Real Estate Investment needs.

I am HAFA Certified!

Jeanean's Listings

All Active SHORT SALE Listings

All Active FORECLOSURE Listings

Redding and Shasta County Real Estate Resource

How Much Is My Home Worth ~ Search all Homes in Shasta County

Dream Home Finder

Search for Schools in Redding and Shasta County

Visit my main real estate website that provides you with the ability to Search the MLS and to set up an account so that you can save searches and select favorite properties. I also have many saved searches for you to take advantage of. There are saved City Searches and Community Searches . We also save Foreclosure Listings and Short Sale Listings.

Relocating to the North State?

Visit and learn more about The Shasta Lifestyle and the experience of living here in Shasta County.

Visit our websites to Learn About Buying Your First Home, Becoming a First Time Investor, and to learn About Alternatives to Foreclosure.

We are here to help.

Call today - Jeanean Gendron - 530 276-7417

Celebrating the talent and creativity of a local Film Maker. He won the Sundial Film Festival in 2005 and recently created a stir with his Fotoshop by Adobe. You will enjoy this fresh look at film making (shorts) and it can influence how you see video. Jesse Rosten is his name and he's really making a name for himself.

Fotoshop by Adobé from Jesse Rosten on Vimeo.

This is the latest buzz and you will enjoy it. The world of Photoshop is making us wonder what it real. Good thing to remember for Realtors.

Growing is Forever from Jesse Rosten on Vimeo.

I love this film and I want to collect video clips on all sorts of things in Nature to compose a North State focus on the beauty of Nature here. I love to get new inspiration.

Stella's Shasta Adventure from Jesse Rosten on Vimeo.

This one also inspires me. Ginger will be the star of the video. Another Localism theme that we can brand for the North State. I am excited!

Cart - The Film from Jesse Rosten on Vimeo.

This is the film that he won the Sundial Film Festival with. You will enjoy it. You get so happy for the cart in the end. I am inspired with the ideas of what we can do with good video for our local markets.

Have a great day and thank you Jesse Rosten for your fine work.

~~~ 

I am Jeanean Gendron, your Redding and Shasta County Specialist. You can reach me at 530 276-7417. I answer my phone I hold the Certified Investment Agent Specialist, CIAS designation. I have taken special training so that I may help my clients in all their Real Estate Investment needs.

I am HAFA Certified!

~

Jeanean's Listings

All Active SHORT SALE Listings

All Active FORECLOSURE Listings

Redding and Shasta County Real Estate Resource

How Much Is My Home Worth ~ Search all Homes in Shasta County ~ Dream Home Finder

Search for Schools in Redding and Shasta County

Visit my main real estate website that provides you with the ability to Search the MLS and to set up an account so that you can save searches and select favorite properties. I also have many saved searches for you to take advantage of. There are saved City Searches and Community Searches. We also save Foreclosure Listings and Short Sale Listings.

Visit and learn more about The Shasta Lifestyle and the experience of living here in Shasta County.

Please click The ActiveRain Go-Givers Group Flower -
You will not only sell more, you will also live a rich and joyful life. It works!

I have always been a visual person. I love certain colors that draw me and entertain me. I love beauty and the visual aesthetic quality of presenting things well. There is a flow to the art of presentation that will keep the eye moving and finds the heart and mind feeling satiated. When things are not so placed there is a war going on within the mind to analyze and find the flaw. When we have achieved that beautiful balance of placement, color, texture and flow, the mind joins with the heart to enjoy and experience that "aha moment".

Photography is of great value in real estate. It provides the opportunity to help our Reader learn more about our local community. We can use it to help the Reader find that "aha moment" in our work and to come to appreciate our presentations. It works well in all regards to real estate. It can delight and it can provide practical marketing benefits for a listing. There is a wide range between the two. Let' s just enjoy several photos that take us in diverse directions today. We are enjoying how photography can delight our Readers. No "how to" or "equipment" related tips....just the experience.

I have been taking photos for Localism for several years now and have a vast inventory of photos for my work. This was taken on a rare day when Shasta Lake was full. I don't take many photos of the Lake because most of the time it is not pretty. The water levels have gone down at times to 200 feet leaving a sad sight. This was a beautiful clear day when you could see Mount Shasta. It is a favorite photo of mine and I brand with it.

This is a logo that I designed for The ActiveRain Go-Givers Group. Using Picnik (sob) we have endless capabilities to design and create photo art. Charting, collages and slide presentations are all possible. We have heard that Picnik will be shut down in April, 2012.

There is a petition to sign in protest of Google doing this. It is here.

I love this photo. This was a Tuscan Villa that David and I truly enjoyed doing the marketing for. I love the richness and warmth of the room. She had created the perfect subject to photograph. We had fun showcasing this beautiful estate.

This photo is of Clear Creek, a local area where we have Salmon spawning. It is nearby and we can visit often. I love sharing the beauty of our area. It brings me business for those interested in relocating to the North State.

Trinidad Lighthouse - Jeanean Gendron

Visiting the Coast we enjoyed the beach and captured this shot. The art of sharing is an art form when practiced often. Wherever we go, we always take our camera and we are always prepared to get a shot that will be worthy of sharing with our Readers. It is the sweet part of our work and it is very effective.

Pier to Nowhere - Jeanean Gendron

This is another photo on our trip to Eureka. On Samoa Island we found a world long forgotten. I love to do a series of shots that tell the story of the land and the place.

Photography in the World of Real Estate - The Visual Art Form of Marketing--is a beautiful opportunity to share with your Reader the best parts about your local area and why you choose to live and work there. I am very fortunate in that we love our beautiful area and we love our work. Photography provides us the key to combining that love of the area and sharing it with our Readers. It provides that window into Living The Shasta Lifestyle that helps my Reader connect and pick up that phone and call me. It is a lifestyle that is formed around a beautiful place and an artful way of living life.

~~~ 

I am Jeanean Gendron, your Redding and Shasta County Specialist. You can reach me at 530 276-7417. I answer my phone I hold the Certified Investment Agent Specialist, CIAS designation. I have taken special training so that I may help my clients in all their Real Estate Investment needs.

I am HAFA Certified!

~

Jeanean's Listings

All Active SHORT SALE Listings

All Active FORECLOSURE Listings

Redding and Shasta County Real Estate Resource

How Much Is My Home Worth ~ Search all Homes in Shasta County ~ Dream Home Finder

Search for Schools in Redding and Shasta County

Visit my main real estate website that provides you with the ability to Search the MLS and to set up an account so that you can save searches and select favorite properties. I also have many saved searches for you to take advantage of. There are saved City Searches and Community Searches. We also save Foreclosure Listings and Short Sale Listings.

Visit and learn more about The Shasta Lifestyle and the experience of living here in Shasta County.

Please click The ActiveRain Go-Givers Group Flower -
You will not only sell more, you will also live a rich and joyful life. It works!

We all know that it is the content of our blogs and our posts that will bring the Reader. We have many audiences here in the world of blogging. We can write for the real estate Industry, the Consumer or for other businesses. One of the first things you will need to do is to specify who you are writing for.

I write Localism for the Consumer. I chose to write to inform and to inspired. I also write about who we are as Realtors and about how we do business. The beautiful thing about blogging is that it allows your Reader to get to know you. Through your posts about short sales and by providing good information and resources to people who are looking for that specific information, you have provided a valuabe service. The same is true of Localism and people looking to relocate to your area. This basic concept is well understood.

Content continues to be the key element of helping your Reader. Your content should be of a rich nature and diverse in your offerings. Endless market reports while valuable are only one facet of what will be the fully developed array of services you write about. Engagement comes from sharing that fully developed and well presented Community presence--a lifestyle. It will delight and be useful to the Reader. The Reader does care about market reports as they provide great value and a service that is important. Events and cultural centers are important to any community and sharing with video or photos helps your Reader learn more about the lifestyle of living in your area. They can learn about your area with these "mini" tours of life that you present. The Consumer can actually learn just as much about the local area through your work as when they come to stay for a week and tour the area.

The really cool thing is that through you work and prior to their visit, they now have a better idea of where they want to spend their time and the things that they want to see and do. They will be more effective and able to see and do more. They will have identified those areas they want to explore and learn more about. Your work has already benefited them and now you have established value for them. Your relationship is off to a great start and it all began with the value you offer in building a localism community presence.

The sky is the limit here. I have only touched on the surface of what is possible. You have endless possibilities to drill down to a specific community or to write for larger areas. I market to those looking to relocate to the North State. Most of the people looking to move here are from the Bay Area or Southern California. They find me on-line and they want to see who I am and what I offer. The diversity by which I write ensures that I will be found from a vast array of search terms and the varied interests of my Readers. It is a value proposition.

FIELD THEORY--I often write about the unified field of physics. I put most people to sleep with it but for me it remains and always will be a fascinating topic. The emergent qualities of the field are always manifesting and moving to create some new and wonderful dynamic that will improve the whole of the field. There exists many small tangents that are trying to manifest into that next large emergence of where Nature will go and how it will evolve.

ACTIVERAIN COMMUNITY--And so communities can be represented in much the same way. If you choose to look at ActiveRain as the field of emerging tangents of improvement to the field of Real Estate, we are often one of the small tangents that will form and manifest into the next breakthrough element that changes the field. Whether it is technology, marketing, knowledge or just relationships when the field is fertile then things will grow and manifest.

What makes the field fertile and supportive of growth. Nature brings those elements that allow growth together so that she may manifest life. She requires that there be certain elements to support life. Earth, water, fire, and air combine to provide that basis for growth and evolution.

WELTANSHAUUNG--provides those elements by which we govern our behavior within the field of community here in the RAIN. We have a fertile field in which we can experience growth on many levels. Just as the elements of Nature must be present for the field to prosper, so must the elements of proper behavior and engagement be pure and giving in the ActiveRain Forum (field).

You can read the definitions for Weltanshauung here. I have listed what I feel are the elements that hold together a construct for growth, evolution and the community field for constant improvement and growth.

Value in the Membership - Knowledge Community--the vast array of knowledge that comes together here in the RAIN to share and to engage does provide the highest level of exchange and change. Change brings about new opportunity and it the basis for improvement. We have an abundance of growth potential here as the members share their knowledge and experience.

Engagement--learning through spirited discourse--the debate is often spirited and through this exchange of ideas and perspectives comes an opportunity to learn and grow and to share perspectives. When we listen and allow ourselves the opportunity to entertain the perspective of another, we know no limits to what we can learn.

Ethical Behavior--always promoting the highest moral and ethical behavior protects the community/field and provides that fertile environment for all to prosper. We have no responsibility to change others only ourselves.

Respect--we may not all be a like but the diversity that lives here in the community/field is the element that enriches our engagement and our opportunity to learn. If we were all "peas" we would just all be green and round. Respecting the entire community is the magic of the opportunity to see things new and to allow them to change how you view the world. I actually like "peas" and can find diversity in "peas". Even "peas" have a perspective.

Market Knowledge--by sharing our market knowledge across the markets we are becoming more global in our view. We see how the markets are responding and/or trending and are better able to help our local markets. When we cooperate and collaborate with shared knowledge we broaden our own knowledge base. It is critical to doing the best work in our local markets. It is so rich here in the RAIN with the ability to share market data across our markets that it spirals forth those emergent qualitys of learning and growing.

Helping to Achieve Home Ownership--and it all relates to helping people with the dream of Home Ownership. It is a vital core of the lifestyles of people all over the world. It is a field that manifests a rare type of individual committed to helping others to achieve their goal to own a home. Their commitment must be to learning how to be the best in what they do. They come together in a Community to support and learn from each other. Just as Nature puts all the right elements together that will allow for growth and change to come, so do we find those elements needed to grow and change here in the RAIN. The result is a rich environment where all opportunities exist. 2012 will be the best ever year to learn and grow your Business here in the RAIN!

Don't you just love it all....life that is. I love the things of the past and the way it made us who we are and I love living in the present moment and enjoying it all! I also love knowing that how I am living in the present moment is also creating how things will be as I walk through that doorway to the future and new things.

Two dear friends showed up in the RAIN recently and I am so happy to see them. One has been away for a while and the other for a few months. It made me smile to see them in my subscribed blog roll. We have journeys to take and things to do but it is so nice meeting back here in the RAIN and catching up. It is a good day for remembering things of the past and enjoying the present that will lead to tomorrow.

I am happy for the day.

Loving My ActiveRain Friends - Jeanean Gendron

Well we have a skinny puppy now. Ginger, our Golden Retriever is quite the hand full when it comes to giving her a haircut. It takes both David and myself to do the job and when we are done...we are all done in. The three of us are completely exhausted and need 24 hours to recover. We have grown tired of the ordeal....all of us. As we have had a heavy load with the HUD work lately, we finally gave in and took her to the Groomers for a bath, haircut and nail trim. We were horribly lonely while she was gone and both felt like there was a hole in our Universe. We called twice to make sure that everything was going well.

We picked her up and felt so thankful to have a clean puppy and to have her back with us once again. She seemed to be okay but the next day was somewhat depressed. She has since adjusted and we are all loving having her smell good and having her coat taken care of. The world is a better place for us all and I am celebrating with a series of photos of our beautiful friend and companion. Ginger, the puppy of light! We have also been making amends with treats and special caring love.

We are so blessed to have this fine companion in our lives. She makes us laugh!

She is amazing in her intelligence. She can out think us at every turn.

She can look you right in the eye and see all the way to your Soul! She is a puppy of light!

Thanks for sharing and celebrating our puppy with us. These were magical shots of her in the evening time. I love them because we really do think of her as a puppy of light.

...he would astound me with words that weren't only beyond his years, or beyond mine, but were beyond anyones's--beyond the kind of time that ticks away in this green and gray world.

Most kids have a special stuffed animal, ratty blanket or dog-eared book they take to sleep with them--and a lot of kids, lacking this talisman, go berserk and scream themselves to sleep. Bill Bob had no one special talisman: Bill Bob had dreefees. None of us ever quite figured out the etymology of that word, but when I asked him years later Bill Bob thought it might be an amalgamation of "dream" and "feed"--food for dreams you might say. The dreefee itself was always some carefully selected relic of the day's adventures, so he had a different dreefee every night. And every bit as important as the dreefee was its placement: some hung from the ceiling, some he stuffed in his mouth, some he taped to his hair and so on.

But if the placement was altered before Bill Bob fell asleep it had the same effect as having refused him his dreefee altogether. He didn't fuss, didn't protest, didn't seem to take notice: he simply didn't go to sleep. If the dreefee was never put back where it had been he would be in bed in the dark all night long--wide awake.

....excerpt from The River Why, a novel by David James Duncan,

I am not unlike Bill Bob and like those things in life to accompany in the day and in the night. I have many things that provide me that freedom to be free and to allow my creativity to roam. I have many dreefees. I have my "Hearty Companions" on my desk to help me work. I have a special rock that I carry for times I need soothing.

I have a special dreefee that keeps me company at night. It is a shawl that was blessed by Sri Karunamayi. I also have a "Peter Rabbit" that Christopher gave me that keeps me company by my bed. My night dreams are beautiful as I am in the company of dreefees.

My dreefees have emerged from those things of comfort and familiarity to those things that find me without touch but come to me through my love of Nature. The sky of blue and the sea of green are all my dreefees that wait for sleep. In wakefulness and in sleep, I am surrounded by my dreefees. I am loved and I love as all things become dear.

My Hearty Companions - A Dreefee for Me - Jeanean Gendron

We have a new car and David has named it Dreefee. It is a friend to us and it will protect us in our travels. It only seemed right to give our new friend his own Dreefee. After all, it is his namesake.

I like the idea of Dreefees both physical and those than can be touched. But I also love the ones that reside within my heart and in my most cherished memories. All those things that I choose to hold on to are Dreefees and I do love them dearly! Have a wonderful day and cherish the more "dreefee" things in life!

A Dreefee for Our Dreefee - Jeanean Gendron

I started working with video at least 3-4 years ago. I have learned so much here in ActiveRain and this would be the same when it comes to video. Shortly have I joined, ActiveRain introduced Mixpo, a web-browser production solution for video. It made video production so much easier and I embraced it.

We had tried many different ways to produce video and finally realized that you needed a full-blown Mac and "Final Cut Pro" (video production software for the Mac) in order to be effective at video production. You also needed a great voice and a "Hollywood" persona to go along with it. We had someone back then who was producing video for real estate agents. Fred Light (he has not posted since 2010). He was using a Sony video-cam tape system and after speaking with him we bought the video cam. It was high definition and we were excited. We quickly learned that it was not an easy thing to do. As Realtors, we don't have a lot of time and so everything we do must be time efficient and net out a result that is effective. After much frustration with trying the HD aspect, we called Fred and learned that he did all his video without using the HD. Too hard to work with. We were disappointed. That was then and this is now.

After many efforts and I won't go into the details but it was a good year of effort on our part, we gave up. It was so time consuming that it just was not effective for us. We do now have a full blown Mac (huge memory) and "Final Cut Pro" and we still would like to learn how to shoot good video. We are approaching giving it another try at doing the production of the clips of video that could now be used with Mixpo. I also have a Sony Bloggie that I carry with me everywhere. It is better than my phone camera and it is easy to use (video and still photo). You still need a tripod for video. We now have a tripod that fits on the window of our car to aid in getting some localism video as we tour the areas of our market that are of interest.

I would have chalked this whole thing up to a loss, if it were not for Debb Janes. She is doing some very cool stuff in her YouTube Thursdays Group. Mixpo does also distribute to Youtube. It does not always work however. I have become inspired once again with Debb's work and on my list of things to do is to promote my Youtube Channel and work my way into being comfortable with video once again. I have a Southern accent (No...?) but if I slow down, my voice is mildly ok. Debb's voice is professional quality and so is Richard Yates. Both of these fine bloggers are inspiring me to make this work for our branding. We live in a beautiful place and I have always promoted it. It will be with our photography and now enhanced with good video. My voice is what it is and so we will find some level of comfort and use it well.

The great thing about Mixpo is that it is dynamic. You can go back and change your videos at any time. I love that I have built an infrastructure that now I can update with new and current video. That aspect of Mixpo is great for me. I love building infrastructure. Life is about stages of development. I got a special rate of Mixpo back in the day. They were bought by some company and the price changed to $50 a month. I have asked if that is still available for individuals and have been told that it is. Animoto is the new and wonderful thing on the market. I will stay with Mixpo because of my investment in the platform.

Here is my first updated video with voice over. I particularly like this video and it was a good one to start with.. I've had fun with video and look forward to updating and bringing new life to my library of videos. I have some fine work here in the RAIN to inspire me. Thanks Debb for your work and the group that inspires me to do better work. Always a good thing.